Mercian’s personal insurance plan embraces vital sick pay and income protection, providing a safety net that’s as caring as it is comprehensive. By ensuring you’re financially supported during illness or incapacity, we ease your worries and maintain your stability. This thoughtful coverage not only offers peace of mind but also empowers you to focus on recovery without financial strain. With Mercian by your side, you’re not just safeguarding your finances – you’re securing your peace and well-being, ensuring that life’s unexpected turns don’t derail your financial security and aspirations.

In the event of a critical illness diagnosis, our plans incorporate lump sum payouts to ensure financial stability for your family and dependents. This relief grants you the freedom to focus on recovery while knowing that your loved ones are shielded from potential financial strain. With Mercian on side, you’re not only safeguarding your own well-being but extending that security to those who matter most, providing them with a reassuring safety net during challenging times.

In the unfortunate event of your passing, our plans provide lump sum payouts to provide your survivors with financial stability and to inherit your home mortgage-free. With Mercian, you’re not just securing your future – you’re ensuring that your loved ones can continue their lives with peace of mind.

Mercian’s personal insurance plan can feature family income benefit, a thoughtful provision that goes beyond financial security. In the event of your passing, this coverage ensures a regular income stream for your loved ones, offering stability and a sense of continuity. By alleviating immediate financial worries, your family can focus on their well-being and future goals. With Mercian, you’re not just protecting against uncertainties – you’re enabling your loved ones to navigate life’s journey with reassurance and confidence.

Mercian’s personal insurance plan extends to private hospital care, a testament to our commitment to your well-being. This coverage grants you access to exceptional medical facilities and personalised treatment, ensuring you receive the best care promptly. By prioritising your health, we empower you to focus on recovery without the stress of waiting lists. Our tailored approach ensures that you receive the care you deserve, in an environment that values your well-being above all else.

Within our personal insurance plan, Mercian offers more than just conventional coverage – we provide an exclusive opportunity: updating wills and trusts. Life’s turns can influence estate plans, and we’re dedicated to ensuring your wishes remain up-to-date and legally sound. This service not only ensures your intentions are honoured but also eases the burden on your loved ones during challenging times with a seamless transition.